SADAD Account for merchants

  • Making Online purchases without logging to your bank account
  • An easy and secure way for online shopping
  • The ability to make online purchases without having a credit card. 
  • Free of charge for customers.
  • Choose the item you want to buy from the merchant’s website
  • Continue to the payment page
  • Choose SADAD Account as a payment method 
  • Enter your SADAD Account username that was created previously 
  • Enter your registered password
  • Enter the one time password sent to your mobile. 
  • Confirm and finish payment. 
  • Choose the item you want to buy from the merchant’s website
  • Continue to the payment page
  • Choose SADAD Account as a payment method 
  • Enter your SADAD Account username that was created previously 
  • Enter your registered password
  • Enter the one time password sent to your mobile. 
  • Confirm and finish payment. 

FAQ for Merchant

The merchant can perform online payments using the “SADAD Account”.

The following are the services provided to the merchant through their accounts:



  • The ability to query, view and download the list of transactions

  • Request a refund of a certain amount

  • Raise a complaint and follow-up

  • Raise a dispute and track the progress

  • Notifications service from “SADAD Account”


It is an electronic gate under electronic banking dedicated for merchant to perform any of the Operations related to SADAD.


The merchant should submit by hand registration documents required to the bank, then the bank will complete the registration process and send it to the SADAD Payment System.



Next, SADAD Payment System will create E-Store ID whereby “SADAD Account” service pertaining to the store will be activated.


Yes, the merchant can close his account in the current bank then register at a different bank.


Yes, the merchant will be treated as a client in the system.



  • The bank will transfer the money to the merchant by maximum the end of the next business day.

  • If “SADAD Account” transaction is made during a weekend or official holiday, the bank will transfer the money to the merchant directly on the first business day after the weekend or holiday.