Visa Credit Card

Fees Classic Platinum Infinite
Annual Fee SAR 150 SAR 300 SAR 1000
Monthly Profit Margin 2.20%
Annual Profit Margin 26.4%
APR 33.88% 38.12% 39.10%
Card Limit Will appear to your card statement
Cash Withdrawal Fee SAR 75 Per Transaction
International Transaction Fee 2.75% per international transaction
La Tajil Program Fee SAR50/Transaction
International Card Delivery Fee Maximum SAR130
Minimum Monthly Payment 5% of the outstanding balance or SAR 200 (whichever is higher)
Months after balance repaid in case of minimum repayment for Card limit 7,000 SAR 44 Months
Profit Waiver Period 21 days after the account statement is due

MasterCard

Fees Titanium
Annual Fee SAR 200
Monthly Profit Margin 2.20%
Annual Profit Margin 26.4%
APR 35.27%
Card Limit Will appear to your card statement
Cash Withdrawal Fee SAR 75 Per Transaction
International Transaction Fee 2.75% per international transaction
La Tajil Program Fee SAR50/Transaction
International Card Delivery Fee Maximum SAR130
Minimum Monthly Payment 5% of the outstanding balance or SAR 200 (whichever is higher)
Months after balance repaid in case of minimum repayment for Card limit 7,000 SAR 44 Months
Profit Waiver Period 21 days after the account statement is due

Ajwaa Credit Cards

Fees Platinum Signature Infinite
Annual Fee SAR 500 SAR 900 SAR 1500
Monthly Profit Margin 2.20%
Annual Profit Margin 26.4%
APR 44.15% 42.60% 44.15%
Card Limit Will appear to your card statement
Cash Withdrawal Fee SAR 75 Per Transaction
International Transaction Fee 2.75% per international transaction
La Tajil Program Fee SAR50/Transaction
International Card Delivery Fee Maximum SAR130
Minimum Monthly Payment 5% of the outstanding balance or SAR 200 (whichever is higher)
Months after balance repaid in case of minimum repayment for Card limit 7,000 SAR 44 Months
Profit Waiver Period 21 days after the account statement is due

Tomouh

Fees Low Limit
Annual Fee SAR 100
Monthly Profit Margin -
Annual Profit Margin -
APR -
Card Limit SAR50
Cash Withdrawal Fee SAR 25 Per Transaction
International Transaction Fee 2.75% per international transaction
La Tajil Program Fee -
International Card Delivery Fee Maximum SAR130
Minimum Monthly Payment Full Payment
Months after balance repaid in case of minimum repayment for Card limit 7,000 SAR 44 Months
Profit Waiver Period 21 days after the account statement is due

Multi Currency

Fees Low Limit
Annual Fee SAR 75
Monthly Profit Margin -
Annual Profit Margin -
APR -
Card Limit SAR50
Cash Withdrawal Fee SAR 35 Per Transaction
International Transaction Fee -
La Tajil Program Fee -
International Card Delivery Fee Maximum SAR130
Minimum Monthly Payment Full Payment
Months after balance repaid in case of minimum repayment for Card limit 7,000 SAR 44 Months
Profit Waiver Period 21 days after the account statement is due

List of branches that have safety deposits:

Credit Limit SAR 10,000 SAR 7,000 SAR 5,000
Maximum Monthly Instalment SAR 500 SAR 350 SAR 250
Minimum Monthly Instalment SAR 200 SAR 200 SAR 200
Maximum Monthly Murabaha Profit SAR 209 SAR 146 SAR 105
Minimum Monthly Murabaha Profit SAR 4 SAR 4 SAR 2
Months until balance repaid in case of minimum repayment for card limit 56 months 44 months 33 months

The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc.