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“Ojour” Card allows you to transfer electronically the monthly allowances to your household workers in a convenient way. It also provides them with many additional services and benefits. 

“Ojour” Card benefits

• Most up-to-date method to compensate your household workers.
• Easily open an Ojour account through Al Jazira Online.
• Standing order service schedules automatic monthly payroll payment at a preferred date of the month 
• The ability to withdraw cash from any ATM inside the Kingdom. 
• The ability to complete all your transactions easily through all Point-of-Sale machines inside the Kingdom via mada. 
• Secret PIN for your card to complete purchase transactions. 
• Instant SMS notification. 
• Ability to pay your bills via SADAD. 
• Mini statements are available through ATM machines. 
• The ability to transfer funds from the owner’s account to the worker’s account through ATM, AlJazira Online, AlJazira Smart. 
• When applying for Ojour Card , you will be eligible for ‘’Fawri’’ membership which provides you with: 
  •  Ability to transfer funds easily to more than 200 countries around the world in minutes. 
  •  Competitive currency exchange rates. 
  •  Ability to deposit directly to the beneficiary account in more than 50 countries.

“Ojour” Card Fees


Current Al-Thahabi Al-Massi Private Paid by
Annual Fees* SAR90 SAR45 Free Free Employer
Cash withdrawal* SR 2 after the fourth transaction from other banks ATM Cardholder
Balance inquiry* SR 0.80 after the fourth transaction from other banks ATM Cardholder
Replacement fee* SR 50 Cardholder

* These fees are subject to 5% Value Added tax (VAT) Bank Aljazira will bear the Value Added Tax for year 2018.

“Ojour” Card Terms and conditions

Q and A

1. How to apply for Ojour Card?
  • Through any BAJ branches
2. What are the conditions for applying to ojour card?
  • Fill ojour application.
  • Photo of the Iqama.
  • Photo of the national ID of the sponsor.
3. Can the customer applies for all his households at once?
  • Yes, but he must fill an application for each person.
4. What is the difference between household and current accounts?
  • Household can’t apply for any other retail product.
  • Deposits can be made only through the sponsor only.
  • Card can be used only domestically
  • No wire-transfer applies.
  • No wire- transfers can be made
5. Can the customer apply for a card for a household who’s not under my sponsorship?
  • No.
6. How to change the PIN number?
  • Via BAJ ATM


AlJazira Phone
+966 9 2000 6666

AlJazira Credit Cards
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Personal Finance Program
Transfer your salary and get the finance that suits you best

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